Joint Account 沒有 gift tax, unless there is withdraw

"IRS does not consider merely adding a second account holder to an existing account to be a gift. Similarly, there is no gift when a newly created joint account is funded by only one of the account holders.“However, there is a gift once the joint account holder - the individual who hasn’t contributed anything to the account - withdraws funds from the account."

 

所有跟帖： 

• 要想給孩子錢又怕不方便，可以用自己的卡給孩子付房租，用自己名義買車給孩子開，孩子可以辦副卡。麻煩的是買 -小鬆鬆- ♀ (39 bytes) () 06/25/2024 postreply 20:34:53

• 房租好象不能用卡付的吧？ -LVHawaii- ♀ (0 bytes) () 06/25/2024 postreply 20:44:06

• 可以debit card 轉賬啊。 -小鬆鬆- ♀ (0 bytes) () 06/25/2024 postreply 20:45:17

• Auto pay 留家長的account? -moon*river- ♀ (0 bytes) () 06/25/2024 postreply 20:55:47

• zelle -我是大海- ♀ (0 bytes) () 06/25/2024 postreply 21:12:22

• 不withdraw要joint account 幹什麽啦？ -LVHawaii- ♀ (0 bytes) () 06/25/2024 postreply 20:40:20

• 普通withdraw amount肯定不需要付gift tax， there is threshold -訶訶- ♀ (0 bytes) () 06/25/2024 postreply 21:19:23

• 如果家長取現金給孩子，孩子花現金不把錢存銀行，那麽稅務局怎麽會知道呢？ -小鬆鬆- ♀ (0 bytes) () 06/25/2024 postreply 20:46:36

• 我也想過這個辦法，隻是不放心熊娃拿現金 -rr6mumu- ♀ (0 bytes) () 06/26/2024 postreply 02:26:51

• 什麽地方能花很多現金呢？即使買車也不敢直接拿著一疊錢去吧？ -Bailey4321- ♀ (0 bytes) () 06/26/2024 postreply 05:04:19

• 買車是買在父母名下給孩子開。 -小鬆鬆- ♀ (0 bytes) () 06/26/2024 postreply 06:57:08