這個帖子的觀點比較tough

https://huaren.us/showtopic.html?topicid=2973527

研究表明：事業無成才買投資房...

This study finds that amateurs decide to become housing investors due to anxieties regarding their financial position, specifically professional dissatisfaction and a lack of retirement savings.

 

Amateur real estate investing

https://doi.org/10.1080/07352166.2021.1904781?

 

 

About half of the rental properties in the U.S. are owned by small- to medium-sized investors, many of whom enter the trade with little prior experience. This paper considers the factors that motivate these amateurs to purchase real estate in high-poverty neighborhoods—an investment that involves high levels of financial risk for the inexperienced. Drawing on in-depth interviews with 93 investors in three real estate markets—Baltimore, Maryland; Dallas, Texas; and Cleveland, Ohio—this paper finds that amateurs decide to become investors due to anxieties regarding their financial position, specifically professional dissatisfaction and a lack of retirement savings. Real estate is particularly appealing because it provides a cultural repertoire aligned with middle class aspirations of independence and self-sufficiency. Consequentially, these ideologies motivate and legitimize strategies of action that allow for sometimes imprudent investments, presenting risks to the investors themselves and the communities in which they invest.

所有跟帖： 

• 有成和無成都是相對而言的，馬斯克可能也覺得自己事業無成。真正無成的 -gpu- ♂ (30 bytes) () 12/02/2023 postreply 10:34:35

• Updated paper, 更tough -mjnew- ♂ (1389 bytes) () 12/02/2023 postreply 10:36:15

• 哈哈，貼投坦吧。 -yangyang08- ♀ (0 bytes) () 12/02/2023 postreply 11:39:34

• 有一定道理的。一般是買投資房嚐到甜頭以後就不好好工作或者直接退休了。夫妻一方拚事業，一方拚投資，裏子麵子都有，是完美結合 -HappyWed- ♀ (69 bytes) () 12/02/2023 postreply 10:43:50

• 要看投資房數目。一兩套不算真正投資者，哈哈 -zaocha2002- ♀ (0 bytes) () 12/02/2023 postreply 10:47:29

• 有一定道理，華人很多小地主就是因為焦慮娃的學費買的 -yzhl888- ♀ (0 bytes) () 12/02/2023 postreply 10:51:43

• 有道理。年輕人或是處於職業上升期，不該花太多精力在投資上。 -成功的小羊- ♀ (0 bytes) () 12/02/2023 postreply 10:54:14

• 每個人精力都有限。 除非投資房做主業。 -CQZ702- ♂ (0 bytes) () 12/02/2023 postreply 10:54:42

• 教會孩子投資理財還是挺重要的.. -名校FAN- ♀ (0 bytes) () 12/02/2023 postreply 11:04:34

• 有道理，忙事業的時候不會有時間管房子做小地主，也沒有那個意願去和爛人打交道。老中做地主還有一點，缺安全感，即使退休金存了 -2008VGirl- ♀ (36 bytes) () 12/02/2023 postreply 11:12:15

• 現在沒有人敢說自己一輩子是安全的，早為自己稻梁謀。傻乎乎給公司賣力自己到後來不知道死是怎麽死的。 -borisg- ♂ (0 bytes) () 12/02/2023 postreply 11:18:30

• 有點道理，我投資房都是想早退休躺平的時候買的。現在往上爬，就不想要了，太麻煩 -yangyang08- ♀ (0 bytes) () 12/02/2023 postreply 11:38:50

• 我隻有幾個投資房，都交給agent打理。目前看來還是不忙。 -丫丫媽媽2- ♀ (0 bytes) () 12/02/2023 postreply 12:48:27