有多少錢後，可以開始take financial risk？Kevin O’Leary給年輕創業者的忠告

https://www.gobankingrates.com/investing/strategy/kevin-oleary-says-you-can-start-taking-on-more-financial-risks-once-you-have-this-much-in-the-bank/

Shark Tank investor Kevin O’Leary is cautioning young entrepreneurs to play it safe, and to not jump into a project before they amass a certain amount of money. And that amount, according to him, is $5 million.

 

“When you have money, you can take risks. I tell young entrepreneurs all the time, you have to get to a place where you have $5 million in the bank,” O’Leary recently wrote on X, the platform formerly known as Twitter.

According to a video he posted, O’Leary believes that once you reach this $5 million amount, only then you can take financial risks.

“You have to get to a place where you have $5 million in the bank,” he said in the video. “You can survive the rest of your life no matter what happens, and your family. You can take care of a lot of people making 6% or 7% of $5 million. When you make that you have to set that and you don’t risk it. Then after that, you can start to take risk capital and put it to work.”

 

所有跟帖： 

• 所以關鍵還是家庭能給這麽多錢，然後娃就可以take risk了，哈哈 -mjnew- ♂ (0 bytes) () 10/02/2023 postreply 14:24:44

• 家裏能給5MM的估計不會浪費時間來這裏了 -小豬的黃香蕉- ♂ (0 bytes) () 10/02/2023 postreply 14:34:45

• 所以難怪推娃讀醫的多，都保守，不敢take financial risk -mjnew- ♂ (0 bytes) () 10/02/2023 postreply 14:39:56

• 確實是浪費時間，主要是認知相差太遠。 -令狐衝.- ♀ (0 bytes) () 10/02/2023 postreply 14:47:40

• 如果一個人連掙到5米的能力都沒有，你怎麽能expect 他能去到10米100米？ -令狐衝.- ♀ (42 bytes) () 10/02/2023 postreply 14:46:20

• 2回事，風險承擔程度 -mjnew- ♂ (0 bytes) () 10/02/2023 postreply 15:04:14

• 比爾蓋茨在車庫裏創業時0.1米都沒有。 -phoenix05- ♀ (0 bytes) () 10/02/2023 postreply 15:27:01

• 你確定？他爹媽那麽有錢，隨便給點就不是一般人能有的。他母親不是ibm的董事嗎？ -Amita- ♂ (0 bytes) () 10/02/2023 postreply 16:00:07

• 這是個誤傳，查一下應該就知道是怎麽回事？ -hhtt- ♂ (0 bytes) () 10/02/2023 postreply 19:35:00

• 絕大部分美國人到80歲也沒有5米。 -phoenix05- ♀ (0 bytes) () 10/02/2023 postreply 14:37:53

• 到180歲也沒有5米 -小豬的黃香蕉- ♂ (0 bytes) () 10/02/2023 postreply 14:39:16

• 老中可以的，把藤校學費40萬從娃一出生就放在標普裏，按照8.5%回報率，娃31歲就有500萬了，正好可以創業 -mjnew- ♂ (0 bytes) () 10/02/2023 postreply 14:43:04

• 那得先有四十萬 -LVHawaii- ♀ (0 bytes) () 10/02/2023 postreply 14:51:29

• 他是億萬富翁，事實是如果有5米就不一定創業了，我的一個朋友創業時用房子抵押貸款，都是背水一戰。 -BrightLine- ♂ (0 bytes) () 10/02/2023 postreply 15:03:07

• 他算有個啥發言權的 -tibuko- ♂ (0 bytes) () 10/02/2023 postreply 15:04:54

• 嗯，跟我的觀點差不多，所以老大早早開始一邊享受生活，一邊攢錢投資 -米奇的廚房- ♂ (0 bytes) () 10/02/2023 postreply 18:15:14

• 不需要5Ｍ，有一個debt free的房子，就可以take risk了。 -katies- ♀ (0 bytes) () 10/02/2023 postreply 19:08:02

• 這個建議比較搞笑，人生都在不斷的take risk, 不take risk你如何先賺到5米，靠打工？那要等到猴年馬月.j -HappyWed- ♀ (60 bytes) () 10/02/2023 postreply 19:33:11