遺產避免probate的方法

來源: study169 2023-08-10 20:02:14 [] [舊帖] [給我悄悄話] 本文已被閱讀: 次 (13951 bytes)

https://www.legalzoom.com/articles/do-all-wills-need-to-go-through-probate

How to avoid probate

It is possible to avoid probate entirely with careful planning. This is desirable for some people because doing so not only reduces legal fees, but it can mean avoiding the estate tax, which can take a significant amount of a very wealthy estate. Avoiding probate can also protect privacy, since some of the records may not be available to the public.

One of the most popular ways to avoid probate is through the use of a revocable living trust. Assets are placed in the trust, but they can used by the trust creator during his or her lifetime. Upon death, assets in the trust are passed to the trust beneficiaries just by operation of the trust document. No probate is necessary.

Life insurance policies pass property outside of probate. Whoever you name as beneficiary on your life insurance policy will receive the death benefit directly with no probate process.

Some retirement accounts can pass outside of probate. The account owner names a beneficiary and that person then receives the balance of the account after the owner’s death. Payable on death accounts operate the same way.

Real estate that is owned as joint tenants, or joint tenants by the entirety passes outside of probate as well. This type of property has two owners. When the first owner passes away, the second one automatically owns the property.

Most families will have some contact with a probate court whether or not a will was created, but in most cases, the process is streamlined and inexpensive.

所有跟帖: 

老中在進養老院前,早就處理幹淨了。沒聽說這個環節出過問題 -avw- 給 avw 發送悄悄話 (0 bytes) () 08/10/2023 postreply 20:03:17

知道一些沒來得及處理的 -Amita- 給 Amita 發送悄悄話 (167 bytes) () 08/11/2023 postreply 00:26:49

這都是買保險理財產品的人發的貼,probate也沒啥可怕的 ,而且該交的稅一樣要交要報 -飛黎- 給 飛黎 發送悄悄話 (0 bytes) () 08/10/2023 postreply 21:57:31

legalzoom是便宜legal service 的網站,也許他們想推銷他們的服務,但歸納總結的知識應該沒有問題。 -study169- 給 study169 發送悄悄話 (273 bytes) () 08/10/2023 postreply 22:35:10

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