不是了。這個早改了。。。

https://www.savingforcollege.com/article/yes-your-529-plan-will-affect-financial-aid

Account Ownership

The value of a 529 plan owned by a dependent student or one of their parents (529 plans do not allow joint ownership) is considered a parent asset on the FAFSA. About the first $10,000 will fall under the Asset Protection Allowance (the exact amount depends on the older parent’s age). Any parental assets beyond that amount will reduce a student’s aid package by up to a maximum of 5.64% of the asset’s value.

So, if a parent’s 529 account exceeds the Asset Protection Allowance by $10,000, his child’s financial aid award could be reduced by as much as $564. Of course, no one wants to lose $564, but the tax-free investment gains you’ve earned in your 529 account could likely outweigh this tiny loss. However, other student-owned assets are not treated as favorably. A custodial account under UGMA/UTMA, for example, will be counted as a student asset and will reduce the financial aid package by 20% of the asset value. So, in this case a $10,000 student asset means $2,000 less financial aid.

As mentioned above, assets in a 529 plan owned by a grandparentor other relative are not included on the FAFSA. 

所有跟帖： 

• 我家21年入學，529按照4年比例收的，譬如你有4萬，第一年按照1萬收，放學生付的部分。一旦529取沒了，這部分就沒了。 -bobpainting- ♀ (0 bytes) () 04/18/2023 postreply 17:48:44

• 先用這部分的錢，一兩年就都用了？。。。道聽途說哈 -成功的兔- ♀ (0 bytes) () 04/18/2023 postreply 17:57:14

• 嘿嘿，你這不是proof。。。你這個錢是交學費用的，先用是應該的。。。 -yesterday*once*more- ♂ (200 bytes) () 04/18/2023 postreply 18:01:24

• 對，我家就是學生花費全部從529裏取，兩年基本能取完。高興的是529我們投的收益真是不錯，529花的不是自己的似的。 -bobpainting- ♀ (0 bytes) () 04/18/2023 postreply 18:35:25