快回家了很無聊算個賬如何掙八百萬。。
兩口子工作三十年,忽略通貨膨脹(也就是收入跟通脹持平),每年每人需要掙13萬。這是稅後的,交SS交FED交州稅算25%,稅前需要掙17萬。且慢,還有衣食住行,一年至少花6萬(廁所的紙去公廁拿。。),每人至少需要工資20萬。
Or do it the other way, say you put certain amount of money into investment after paying taxes and living expenses
if the effective return is 10% above inflation, then you need to put 49 k each year so after 30 years you will get 8m.
(who can get that kind of return in 30 years consistently...)
or if it is 5% above inflation, then you will need: 120k each year to put into investment.