費用兩部分,一是醫院的(場地費),一是醫生的(服務費).
How to reduce the bill?
- Check the service code. Often the insurance company has a discount on a service (based on code) off the sticker price. The discount can be substantial (>50% off).
- Argue with the hospital or doctor's office. This rarely works for middle class family because they know you CAN afford based on your employee insurance plan.
- Ask for lump-sum pay discount.