ISA年度限額存滿，

use a self select on-line trading account,33-50%買穩定高分紅股e.g., vod bp gsk dte fte etc., stop loss @ 10-20%, no single company/sector exceeding 5% of the portfolio. 50-66%買etf tracker e.g., isf (ftse100), iusa (sp500), ieem (msci emerging markets), stop loss 2-5% depending on how much is invested. you can also buy bond or gilt etfs if risk averse.

take earnings out only and leave the principal invested. since income and capital gains are tax free, you are saving your marginal tax rate for life.

所有跟帖： 

• 回國買個鄉長作，魚肉鄉裏，回報率最高！ -焦溜丸子- ♂ (0 bytes) () 05/27/2010 postreply 13:18:16

• 請問到哪裏去開這樣的On-line trading account？ -馬來人- ♂ (73 bytes) () 05/27/2010 postreply 15:06:45

• 你要找有self-select ISA 賬戶，好像不是每家銀行都有的 -slowly- ♀ (23 bytes) () 05/27/2010 postreply 15:55:06

• 保留盈利在ISA賬戶，滾動投資不是更好嗎？ -slowly- ♀ (170 bytes) () 05/27/2010 postreply 15:47:06

• 那個ISA的年平均盈利率能達到多少？有10%左右嗎？ -馬來人- ♂ (0 bytes) () 05/28/2010 postreply 09:58:06

• 就是股市，自選股票/基金，風險自負的。用ISA的好處是收益免稅， -slowly- ♀ (0 bytes) () 05/28/2010 postreply 15:00:12

• ISA每年都有額度啊，可以每年申請。利潤要看你投資的多少 -07東東媽- ♀ (28 bytes) () 05/29/2010 postreply 13:28:53

• 馭風說的是SELF-SELECT ISA，你說的CASH ISA 吧 -slowly- ♀ (183 bytes) () 05/29/2010 postreply 15:25:01

• 你做的這個是多久的term的？我知道的都是5－6年的，沒那麽容易啊。 -07東東媽- ♀ (0 bytes) () 05/29/2010 postreply 13:30:22