這不是我的個人觀點,這是一個事實。網上有很多相關數據,隨便搜一下就知道了。平時我喜歡聽理財專家的radio, 谘詢專家的那些美國老百姓給我的印象也是 - 比較窮。聽到好多有趣的事,真讓人驚歎,感覺怎麽這麽多美國人這麽缺乏financial sense, 我們中國人天生就懂的關於錢的常識,好像他們都不懂。不過現在習慣了,很多美國人就是那樣。
當然如果你生活在中上層或者富裕的圈子裏,說我看到我同事我朋友都很有錢啊,很會理財啊,那他們至少也是top 10%, 不是大多數的美國老百姓。你說我們不要跟窮人比,我們要比當然跟上層比,那就是另一個話題,和我的題目無關了。
下麵那個有二十萬現金存款的美國人,肯定不是大多數啦。
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US Household Income. According to the Census ACS survey, the median household income for the United States was $55,775 in 2015, the latest data available. 2016Census ACS data (including 2016 national household income numbers) will be released in September of 2017.
Nearly 7 in 10 Americans have less than $1,000 in savings
Here's how much the average American family has saved for retirement?http://www.cnbc.com/2016/09/12/heres-how-much-the-average-american-family-has-saved-for-retirement.html?