在美國，你家如果有個teenager開車出了大事，父母或監護人有可能被訴，不是嚇人的，具體情況看各州，

權威的法律知識網站Nolo回答了一些問題，有興趣的可以了解，下麵是其中的兩個問題解答：

What if My Teenage Child Drove My Car Without My Permission?
Under the laws we've discussed so far, if a parent/guardian can be held liable for a teen driver's car accident, it usually doesn't matter whether or not the minor child had permission to drive the car. The parent/guardian is almost always still liable.

In fact, if a minor child has a habit of taking the keys to the family car and getting pulled over, causing property damage, or causing car accidents (like 16-year-old Charlie in our example above), anyone harmed by the teen's behavior might actually have a stronger case against the parent/guardian, under the "negligent entrustment" theory we've already discussed.

Can Parents Be Sued in a Personal Injury Lawsuit for Their Teenager's Accident?
If you've read this far, you know the answer here is yes, it's a very real possibility that a parent/guardian of a minor driver could be on the hook if the minor causes a car accident. From a practical standpoint, the less insurance coverage that's available to pay for an injured person's losses, the more likely a parent/guardian is to face legal action (through a personal injury lawsuit, for example).

 

https://www.nolo.com/legal-encyclopedia/am-i-liable-if-my-teen-driver-causes-a-car-accident.html

所有跟帖： 

• 所以， 傘險就派上用場了 -螺絲螺帽- ♀ (43 bytes) () 12/12/2023 postreply 09:43:21

• 當然，有足夠的保險，就不至於傾家蕩產了。 -水中撈月- ♂ (0 bytes) () 12/12/2023 postreply 09:45:06

• 我鄰居家孩子大學家裏給買了新車。在交通燈處被撞，人沒事，幸虧不是高速。 -青柏- ♀ (0 bytes) () 12/12/2023 postreply 09:44:59

• 被撞不在俺討論的範圍 -水中撈月- ♂ (0 bytes) () 12/12/2023 postreply 09:46:18

• 加拿大留學生的車都是在自己名下或自己的父母名下，幾乎沒聽說在監護人名下或開監護人的車出門 -通州河- ♂ (0 bytes) () 12/12/2023 postreply 09:45:34

• 上次那事故出來後，查了下加拿大，臨時執照可以買車，但車的第一owner必須是有正式執照的人，那個第一owner， -水中撈月- ♂ (78 bytes) () 12/12/2023 postreply 09:50:09

• 國內來的人旅遊 有駕照可以開這邊親戚朋友的的車 -hhhh- ♀ (123 bytes) () 12/12/2023 postreply 09:54:06

• 保險非常繞，外人可以開他人的車，但不能超過多少次，還有就是好像不能住在一個地址 -通州河- ♂ (0 bytes) () 12/12/2023 postreply 09:56:40

• 我家名下現在就一部車 駕車者我倆名都掛上 實際開2部 另一部是兒子的大白 -hhhh- ♀ (0 bytes) () 12/12/2023 postreply 10:25:07

• 這個肯定就是由借車的人冒風險了。願打願挨的事了。 -水中撈月- ♂ (0 bytes) () 12/12/2023 postreply 09:57:10

• 買足夠的保險，孩子也要好好教育好好學車練車 -Timshel- ♀ (0 bytes) () 12/12/2023 postreply 09:48:23

• 是的，家有teenager開車，家長都是端的一碗油，不會高枕無憂的。 -水中撈月- ♂ (0 bytes) () 12/12/2023 postreply 09:51:49

• 是的，那是我最提心吊膽的一段日子，每次宵禁之前安然回到家，心裏真是謝天謝地！ -Timshel- ♀ (0 bytes) () 12/12/2023 postreply 09:57:02

• 18歲學這些問題就解決了。 -偶爾短路- ♂ (0 bytes) () 12/12/2023 postreply 10:00:49

• 理想很豐滿，現實很骨感 -水中撈月- ♂ (0 bytes) () 12/12/2023 postreply 10:03:12

• 18歲就不用家長賠了？ -Jessy99- ♀ (0 bytes) () 12/12/2023 postreply 10:08:53

• 自己名下的車和保險，家長法律上應該可以脫鉤。 -偶爾短路- ♂ (0 bytes) () 12/12/2023 postreply 10:13:00

• 家長脫鉤了，小孩子拿什麽賠？賠不起怎麽辦？ -Jessy99- ♀ (0 bytes) () 12/12/2023 postreply 10:24:01

• 有保險就保險公司賠，不夠破產也就7年，18歲還折騰得起。當然父母要是根據情況讚助也行，但沒有法律責任。 -偶爾短路- ♂ (0 bytes) () 12/12/2023 postreply 10:36:12

• 當監護人的日子不好過，我當了四年，提心吊膽 -望盡天涯- ♀ (555 bytes) () 12/12/2023 postreply 10:05:29

• 理解， -水中撈月- ♂ (0 bytes) () 12/12/2023 postreply 10:17:16