父母給孩子的錢不超過2千四百萬美元都不用交稅

Example 2

Anika and Rishaan wish to give their grandchild Jay $50,000 worth of stock in order to help fund his future education expenses. 

Combined, Anika and Rishaan have a yearly gift tax exemption of $32,000, as of 2022. This means only $18,000 of the $50,000 gift is subject to gift tax. 

However, Anika and Rishaan also have the lifetime exemption of $12,060,000 each ($24,120,000 total). 

So, the couple would need to file a gift tax return (IRS form 709) reporting the $50,000 gift. $18,000 of this gift would count against their $24.12 million lifetime gift tax exemption, but they wouldn’t owe any tax on the gift. 

所有跟帖： 

• 今年又長到了單個parent 一輩子不超過 $12.92 million (as of 2023) -悠遊感歎- ♂ (0 bytes) () 03/10/2023 postreply 13:28:37

• 24million, more than we could give -每天砍樹- ♀ (0 bytes) () 03/10/2023 postreply 13:30:27

• 說的是遺產稅吧，這個不操心，1，是沒錢，2，是以後的事不管：） -一笑拉- ♀ (0 bytes) () 03/10/2023 postreply 13:31:03

• 不是遺產。是禮物 -悠遊感歎- ♂ (0 bytes) () 03/10/2023 postreply 13:31:59

• 喔，那也沒有 -一笑拉- ♀ (0 bytes) () 03/10/2023 postreply 13:33:01

• 超過17000的部分算在遺產裏，以後要在遺產總額裏扣除。 -StopBy- ♂ (0 bytes) () 03/10/2023 postreply 17:56:07

• 那我就等父母給我一個surprise 了。 -DoraDora2008- ♀ (0 bytes) () 03/10/2023 postreply 13:33:06

• gift 不光局限父母給孩子吧，兄弟姐妹，孩子給父母都可以吧 -每天砍樹- ♀ (0 bytes) () 03/10/2023 postreply 13:41:19

• 那是聯幫的，州裏經常是1米起征，除非在佛州這種州 -新年好運- ♀ (0 bytes) () 03/10/2023 postreply 17:00:00