畫重點

Experts say a general rule of thumb for calculations is 70 per cent — the percentage of your current annual income as the amount you should be able to retire on.

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If a household earns $100,000 and they need $60,000 to live comfortably, $40,000 could already be covered by the government. That means the household must make up the difference of $20,000 a year. If you look at that number over 30 years from age 65 to age 95 the household must save $600,000 for retirement.

所有跟帖： 

• 100k income 到手的現金夠60K嗎？ -julie116- ♀ (0 bytes) () 03/06/2023 postreply 15:10:57

• 我理解所有的數字都是睡前 -外鄉人- ♂ (0 bytes) () 03/06/2023 postreply 15:15:48

• 專家意思是退休需要60%-70%現在的年收，如果現在家庭年收10萬，那麽退休需要6萬，而政府提供的退休金是4萬（2人） -未完的歌- ♂ (118 bytes) () 03/06/2023 postreply 15:26:42

• 等於說中產退休後的現金流不能低於家庭社會平均工資水平 -julie116- ♀ (0 bytes) () 03/06/2023 postreply 15:31:05

• Passive income 不低於工作淨現金收入後方能退休 -julie116- ♀ (0 bytes) () 03/06/2023 postreply 15:31:52

• 60萬到不太難，也就是兩年不吃不喝嗎 -外鄉人- ♂ (167 bytes) () 03/06/2023 postreply 15:11:56