1. 網上用的銀行卡（連微信的），一定要支持網銀。你的舊卡不支持，當然不能用
2. 你用舊護照辦的銀行卡，當然用新護照不能存取，這是為了保護你的錢。你應該帶著舊護照和新護照，去更新信息。不光銀行，任何存有舊護照信息的都有這個要求。
3. 淘寶的後台老板和微信支付是競爭對手，他們不想支持微信是他們的自由。當然，你也有選擇在哪裏買東西的自由。
4. 看看外國人在美國開銀行賬戶需要什麽 ：
What requirements do you need?
For the bank to be able to trust you, security measures have been heightened. Some banks will even require a background check before approving your account.
You will need to verify your identity, reliability, residency, and business. For businessmen, it is easier to set a bank account for your business if you have the required documents and approval. Please find below a list of all the requirements needed to open an account.
- Two forms of valid photo ID: Your passport is a must + secondary form of ID like your student ID, driver’s license… etc.
- Immigration documents: All legal documents, including your work or visit visa
- EIN (Employer Identification Number): This is a number assigned to you (foreign business) by the IRS, you need it to open a business in the US or open a bank account.
- US address: Most, if not all, banks require a physical US address to open a bank account; we’ll later discuss how to get one without necessarily being a US resident.
- Initial Deposit: Every bank requires you to have a minimum deposit in your account (the amount varies from one bank to another), it can be as low as $10 or as high as $100.
5. 我上網查了一下，說開戶的確嚴了，不過沒有人說需要5-6個月。當然，需要開戶的朋友最好自己托中國的朋友親戚打聽確認一下。
我的經驗：我太太回國前微信都設置好。回去時帶了1000人民幣，基本沒有用。全部都是用微信支付。
