Insuance company might have by mistake believed

that your mom was you. The mistake is understandable and it won't be difficult to correct it.

Although the insurance company approved your LTD, they have doubts. If you want to continue on your LTD after the first year, you will need to submit documents to show you are still unable to work. The approval criteria for the second year and beyond are different from and more difficult than that for the first year.

Good luck.