one thought

If your car insurace paid your medical bill, you don't need to pay back. If your medical insurace paid for it, then you need to pay it back. Your lawyer should know this from begining. Usually when you see doctors for car accident ( I assume that they were recommended by your lawyer) , they will file claims against your car insurace. Medical insurace normally would declines payment for car accident, but it will pay if you don't have car insurace, however they want the money to be credited back before you get compensation. Let's say after the accident,you notified your car insurace that you wanted to see doctors for medical exam such as MRI and treatments, you need to get approval from the car insurance within a certain time frame. I have to say that getting money from car accident injury is complicated and most time the final payout isn't worth the time and effort unless you have a solid case. 仲裁 is just a non-binding suggestion, $22600 is no much for serious injury and you didn't have to take it. Would you tell us more what happened, such as when you started to take the legal action, when did you start to see doctors, how did you find the doctors, when 仲裁 happened, what your lawyer suggested , etc for each step?