This is what you need to do after a small + Mid Accident which nobody was hurt.
1. Dont get off your car right away. (other party might shoot you.) Clear your mind for few seconds. Take a look the other car and dont rush in to judgment. Nobody is wrong until authority say so.
2. Get insurance and registration information ready. Dont offer information until authority arrives. Dont exchange information when the other party refused to exchange.
3. Get off the car be polite and dont admit or blame anything (he might have a gun.) Dont move the cars. Take photos with whatever you got. If not draw a map of the incident. Looking for witness or at least write down the license plate with State). Photos will indicate the car's position, prior damage etc.
4. Police does not respond to accident in the private land Such as walt-mart parking, Apt Parking. If you need them to be here you need be creative. Such, other party does not have insurance. Other party is threading you. Dont lie. Make phone call in your car. (He might have a gun.)
5. If the other party admitted his/her fault, write a quick statement (who, when, where, what) and have driver sign it. Witness is a plus.
6. Always call the other insurance on the spot. He/she might not pay the insurance.
7. Follow up with their company. Let your own company know but not necessary to file a claim.
8. When you talk to police, dont make impression that you are trying to influence his decision. Just say it in slow pace and detailed the incident. If you are not sure or if it does not look good on you, you need say you dont remember. (As my best knowledge ...... happened.) Also state that other driver eye is dilated. He can not walk straight line. I can smell alcoholic breath etc .................. if apply.
9. Things you should not say: I did not see. I dont know. (Dont know and dont remember are two different things). I took XXXXX Drug. etc.....
10. Go home write down everything you remember and get file together. Also state that other driver eye is dilated. He can not walk straight line. I can smell alcoholic breath etc if apply. Use your senses and dont make up stuff.
11. Your insurance agent's job is to sell the policy. Their customer service does not including dispute or representation. Let them know but dont expect too much.
1. Dont get off your car right away. (other party might shoot you.) Clear your mind for few seconds. Take a look the other car and dont rush in to judgment. Nobody is wrong until authority say so.
2. Get insurance and registration information ready. Dont offer information until authority arrives. Dont exchange information when the other party refused to exchange.
3. Get off the car be polite and dont admit or blame anything (he might have a gun.) Dont move the cars. Take photos with whatever you got. If not draw a map of the incident. Looking for witness or at least write down the license plate with State). Photos will indicate the car's position, prior damage etc.
4. Police does not respond to accident in the private land Such as walt-mart parking, Apt Parking. If you need them to be here you need be creative. Such, other party does not have insurance. Other party is threading you. Dont lie. Make phone call in your car. (He might have a gun.)
5. If the other party admitted his/her fault, write a quick statement (who, when, where, what) and have driver sign it. Witness is a plus.
6. Always call the other insurance on the spot. He/she might not pay the insurance.
7. Follow up with their company. Let your own company know but not necessary to file a claim.
8. When you talk to police, dont make impression that you are trying to influence his decision. Just say it in slow pace and detailed the incident. If you are not sure or if it does not look good on you, you need say you dont remember. (As my best knowledge ...... happened.) Also state that other driver eye is dilated. He can not walk straight line. I can smell alcoholic breath etc .................. if apply.
9. Things you should not say: I did not see. I dont know. (Dont know and dont remember are two different things). I took XXXXX Drug. etc.....
10. Go home write down everything you remember and get file together. Also state that other driver eye is dilated. He can not walk straight line. I can smell alcoholic breath etc if apply. Use your senses and dont make up stuff.
11. Your insurance agent's job is to sell the policy. Their customer service does not including dispute or representation. Let them know but dont expect too much.
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