Thank you all for your answers. But I just don't unstand...

回答: 請教: SMALL CLAIM COURT for Car DamageMV2008-03-21 09:12:15

If a home owner can get away with these type of damage (I understand this is caused by God or by nature), then why home owners have to purchase property insurance?

We only have car liability insurance for one car, and the other one has $500 deductable, so we basically paid all repair cost on our own.

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