3月份車被撞了一下,對方的錯,但他是uninsurred,

一家bodyshop估價$3000, 於是找我自己保險公司AIG索賠, 結果估價$1600, 陪我$1100, $500 deduction, 我問為什麽,保險公司說按照全保來賠, take it or leave it,態度惡劣.我找到肇事車主, 分幾次付的,拖了兩個多月,要回來$2100. 結果保險公司也雇討債公司朝車主要錢發現對方付我$2100, 說我兩頭索賠是非法的,讓我還保險公司$1100, 揚言告我.但我是在保險公司陪償不足下找車主的.
不知哪位懂行怎麼處理這件事.還還是不還, 為什麽? 多謝!!

所有跟帖： 

• 回複：do you have uninsurred policy? if you do, you should get 3k -車禍賠償- ♂ (215 bytes) () 08/13/2007 postreply 20:44:25

• You should return the $1100 to insurance company -needwait..- ♂ (294 bytes) () 08/14/2007 postreply 04:45:24

• I think he has right to chose a body shop -techy- ♀ (53 bytes) () 08/14/2007 postreply 13:49:59

• But insurance company will accept the lowest one. -needwait..- ♂ (0 bytes) () 08/14/2007 postreply 15:05:46

• Talk with insurance company is not a happy thing -needwait..- ♂ (361 bytes) () 08/15/2007 postreply 02:57:12

• I agree with you about returning the $1100. -techy- ♀ (644 bytes) () 08/15/2007 postreply 07:36:02

• I agree with you. -needwait..- ♂ (158 bytes) () 08/16/2007 postreply 05:28:35

• bodyshop always over-estimate the cost for insurance claims -xxhhwxc- ♂ (424 bytes) () 08/15/2007 postreply 09:44:35