As stp, I am wondering why.

It's not pleasant to see so many of us in chosing divorce as the solution to marriage problems. Perhaps time has changed or it is because our tradition and value don't match with the social and personal change these days. I have personal connection to this phenomenon, and feel strongly.

In the essense, everything you and your hu*****and have is subject to divorce procedings including 401k, investment, as well as current and future liabilities. Current liability refers to loans, credit card balance, etc., and future liabilities include financial support for you and your child's living. Given your situation, your hu*****and has a large exposure.

I would still suggest you think again on divorce and look again on the cause of strained relationship. Solution can be more than just the ultimate one. Good luck!