If the damage is less than a certain amound (my policy is $1200), it doesn't affect your insurace rate. I did exactly the same thing, backing into someone, the damage was $400, insurace handled it, not rate increase.
If the damage is less than a certain amound (my policy is $1200), it doesn't affect your insurace rate. I did exactly the same thing, backing into someone, the damage was $400, insurace handled it, not rate increase.
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