Not exactly right, see inside from Vanguard about Roth IRA

來源: Nobody_2006 於 2007-04-27 13:29:40 [] [舊帖] [給我悄悄話] 閱讀數 : (375 bytes)
回答: Roth IRA 取出 contributions 的問題 由 barcher424 於 2007-04-26 15:06:59

For Roth IRA accounts held less than five years and the owner is under age 59½:
Distributions from contributions are tax-free and penalty-free.
10% penalty tax may apply on distributions from the converted assets if they do not qualify as an exception.
The 10% penalty tax may apply on distributions of earnings if they do not qualify as an exception.

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