be careful before you do it

As far as I understand that the methods the above friend suggested wil both have negative impact on your credit record, which will impair your normal life for a very long-term. So check out relavent website to learn a little bit about each way.

I would suggest that asking for some helps from your friends ($3000 for five peoples, for example). This is very important since high-rate interest will kill you and provent you from clearing your debit for ever. Then, find a job no matter what it is but with payment. After half a year or year around, you will fine.

Good luck and take cares