回複：Adivce will be greatly appreciated - car accident

Thanks a lot for your comments and it makes a lot of sence. Actually my insurance company did tell me that the injured person's company was going to have his car fixed first and then they will go after our insurance company. Since my policy only covers $10,000 we are very likely to be personaly liable to the remaining balance. I am hoping the insurance company will not collect the money from us until the time we sell the house. If they take the money directly from my hu*****and's payroll we will hardly make our ends meet. By the way are we gonna have bad credit if we do not pay the money now? Thanks again!