I received a summon from the superior court regarding a lawsuit from an attorney office representing a debt collection agency. I need to answer to the court in writing in 30 days.
I received the 1st letter written on 5/30 and the second one written on 6/20 from the law office and I replied with a request to verify the account on 6/30. But I mailed the letter with a regular mail. I did not receive anything since then from the law office. Then I followed up with a second letter to request the validation of the debt again.
Before I received the leters I had no idea what they talked about. The account was a credit card account with BOA and the applicant used a different address. So I never received any statement or document until the lwayer's letter hit me. I called BOA three times. Two times I was told the account holder's SS# was differnet from mine and once I was told the account holder's SS# was mine. So confusing.
I called the lawyer. He was rude and said that within 30 days of the first leter (he claimed that the 1st letter was sent in April) he did not receive my request, therefore no validation would be conducted from his side. I asked him where the first letter was sent and he said to the address on file ( he won't tell me which address).
What process should I take to protect myself? it is quite a bit of money >10K and I am totally unware of what happened.
I received the 1st letter written on 5/30 and the second one written on 6/20 from the law office and I replied with a request to verify the account on 6/30. But I mailed the letter with a regular mail. I did not receive anything since then from the law office. Then I followed up with a second letter to request the validation of the debt again.
Before I received the leters I had no idea what they talked about. The account was a credit card account with BOA and the applicant used a different address. So I never received any statement or document until the lwayer's letter hit me. I called BOA three times. Two times I was told the account holder's SS# was differnet from mine and once I was told the account holder's SS# was mine. So confusing.
I called the lawyer. He was rude and said that within 30 days of the first leter (he claimed that the 1st letter was sent in April) he did not receive my request, therefore no validation would be conducted from his side. I asked him where the first letter was sent and he said to the address on file ( he won't tell me which address).
What process should I take to protect myself? it is quite a bit of money >10K and I am totally unware of what happened.
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