usually insurance will contact with you, tell you what kinds of things you have to do.
But you have to make sure how much insurance coverage, generally will be $50,000 for total, some less maybe $25,000,including hospital fee and car damages.Looks like your case is over this amount.
I suggest you just contact both insurance company, if they do not contact with you.
If you are not satisfied with insurance redeem in 3 years since that bad day, you have right to go to lawsuit.
thanks god, your LD(I don't know what is mean) is OK.
But you have to make sure how much insurance coverage, generally will be $50,000 for total, some less maybe $25,000,including hospital fee and car damages.Looks like your case is over this amount.
I suggest you just contact both insurance company, if they do not contact with you.
If you are not satisfied with insurance redeem in 3 years since that bad day, you have right to go to lawsuit.
thanks god, your LD(I don't know what is mean) is OK.