回複:關於汽車保險的事情,有兩件事情一直搞不明白,求教大家:

來源: autumnmoon 2006-11-18 16:45:44 [] [舊帖] [給我悄悄話] 本文已被閱讀: 次 (809 bytes)
1. 我給自己的車買了保險,如果朋友借我的車開出去兜風,是否合法? 注:他沒有買車,沒有車保險.

US does not have law regulator you loan your car to a friend. So It is legal. If your friend does not have a driver license to drive your car. It is violate law. If your friend do have a driver license, it is legal.

2.假如朋友自己有車,有車保險,借我的車一用,是否合法,如果出事,得用誰的保險理賠? 合法, you can try his 1st and your 2nd.

3.如果我的車保險停了,朋友自己有車,而且有車保險,他若借用我的車開,是否合法,如果合法的話,萬一出事,是否我的牽連進去?合法 Delend his insurance. If his insurance does not cover other cars, you have problem. You need to keep insurance all the time you own the car. Most insurance follow the car not the driver.

上述問題困擾我整整2年,希望今天能得解答. 謝,謝謝大家了!
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