回複：cheated by Fidelity,what can I

You may want to call fidelity investment Tax hotline, and explain your situation to have a second opinion. Fidelity service is not bad, for matters of this type, according to my ten years with them. To reduce the tax rate, you may also want to look at other revenues such as college 528 plan for your children.

I am not sure what tax form you are talking about. Fidelity web page has all the forms, and you can also access any type of forms at IRS website.

Hope this helps, Law111