The w2 for 03 from your

school should be zero if your income from school is less $5000.Since you are here 0n 1998, your Y03 is RA, you surpose to pay ss and med tax, and you can claim Education Credits(read IRS pub 970 for details). Follow 1040 instrction you will find the line for bank interest, you can not claim standard deduction if you claim your F1 tax treaty.