現在我準備找一下有關這個安全課的信息.若是可行的話,就先上課再說.
剛才我抽時間把一個隨我的保險單一起寄過來的小冊子叫
1. 麻洲的保險應用SAFE DRIVER INSURANCE PLAN (SDIP),起點是15, 若前六年ACCIDENT FREE 的話,減去每年EARN 的一個CREDIT, 在加上
(5點FOR MAJOR TRAFICE LAW VIOLATION, OR
4點FOR MAJOR AT-FAULT ACCIDENT
3點FOR MINOR AT-FAULT ACCIDENT
2點FOR MINOR TRAFFIC LAW VIOLATION
每個SURCHARGE點數會讓保險費增加BY 7.5%.
2. 是由保險公司的人來裁定IF AN OPERATOR IS AT-FAULT IN EXCESS OF 50% BY APPLYING THE STANDARDS OF FAULT(211 C.M.R74.00), A REGULATION PROMULGATED BY THE DIVISIN OF INSURANCE…..
若是對他們的裁決不服的話,然後就是向THE BOARD OF APPEAL LOCATED AT THE DIVISION OF INSURANCE(我猜想是一個州保險部所屬的一單位.
若還是不服THE BOARD OF APPEAL 的裁決的話,下麵就隻有SUPERIOR COURT了.(我查了一下, THE Jurisdiction OF Superior court in Mass. Is:
The Superior Court has original jurisdiction in civil actions over $25,000, and in matters where equitable relief is sought.
我想我應該能證明自己是 AT-FAULT IN LESS THAN 50%了.
再次謝謝大家的信息和幫助. 心寬了不少. 我會盡我最大力,打這個”官司”. 即使是最壞的結果, 大不了每年多交50%(現在我的保險費(單保,點數為9) 是$700).
天沒塌.
還想借此機會提醒大家不要學我.要象陽關三疊說所說,多點COMMON SENSE.再者銘記中國過去大街上寫滿了牆的標語:寧停三分,不搶一秒……..
