- If the deceased was the only person on the checking account
- No will exists
- You are next of kin
If these three elements are true in your situation, you must follow these steps to close the single-signature checking account:
- Request a copy of the death certificate from the state's office of vital records. Depending on the state, you can do this online, in person or by mail. The state will likely charge a fee for the death certificate.
- Notify the probate court that there is no will.
- Receive a letter of testamentary. The judge will grant this document, which names you as the executor of the estate. The letter gives you the legal right to close the checking account for the estate. As executor of the estate, you must give the money to whomever state law says is the rightful owner.
