建議你谘詢自己的房屋保險公司. 你的保險應該有這項:

G) Voluntary Property Damage

Can be used to cover the physical damage you cause anywhere in the world.

Voluntary Property Damage – What’s Covered?

If you, or another member of your household cause damage to property belonging to an individual, business, or organisation, Voluntary Property Damage coverage can provide payments to compensate the victim for their loss.

Voluntary Property Damage (VPD) payments provide policyholders with a cost-effective alternative to lengthy legal actions that the affected party may undertake in order to recoup costs related to property damage caused by you or someone living in your home.

除非你擔心保險費會增加.

 

 

 

 

 

 

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• 謝謝,還真有這項：voluntary payment for damage to property -lovelyRR- ♀ (89 bytes) () 03/26/2019 postreply 19:59:14