then one does not need to worry. No

回答: What’s your point?youdecide2019-03-19 20:49:07

way your insurance company wants to pay >$1M to the other side, and so they will fight their best for you. If the other side ask smaller than 1m, the insurance company will pay, you do not need to worry. I believe it is $200/year, and i think it worths the money.

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