No penalty if you don’t exceed each limit

來源: 隨雨無形 於 2018-03-29 10:52:01 [] [舊帖] [給我悄悄話] 閱讀數 : (132 bytes)
回答: overcontribution will incurr 6% penalty 由 檸檬椰子汁 於 2018-03-29 10:41:43

The issue is tax. 

The solution is leaving it as traditional IRA and enjoy tax deferred capital gains.

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