If your student doesn't take a car to school, we recommend that you keep him listed on the policy for a number of reasons:
- He’ll be fully protected if he returns home for a weekend visit and wants to drive.
- He will have insurance protection when he’s driving a friend’s car while away, and that vehicle isn’t adequately insured.
- Even if he doesn’t take a car to school, he’ll be fully protected if he’s hit by a car while walking or bicycling, or while being a passenger in somebody else’s car.
- Keeping him on your auto policy maintains continuous insurance coverage, which may be beneficial when he gets his own auto insurance policy.
http://www.autohomeboat.com/research-center/real-life-situations/teen-is-going-to-college
