分攤的比例是HOA定的？

1.  Insurance Limit

Yes, your condo master policy will cover property damage to the building and common areas, but only up to its limits. Depending on what those limits are, there's always a chance that a severe incident could exceed them. If that happens, it might fall on the condo owners to make up the difference and help repair the damage. By adding loss assessment coverage to your condo insurance, though, you can help avoid paying out of pocket.

https://www.esurance.com/info/condo/hoa-insurance

2.  你不滿意HOA的分攤，去HOA月會去抱怨好了。先研究condo bylaws，看看不滿HOA決定如何申請重新考慮。

所有跟帖： 

• 是的 -用戶名可用- ♂ (114 bytes) () 05/19/2016 postreply 17:11:22

• 你可以要求看修理費用的清單，看得懂與否再說 -檸檬椰子汁- ♂ (444 bytes) () 05/19/2016 postreply 17:29:51

• 對的，先要修理清單看看 -用戶名可用- ♂ (153 bytes) () 05/19/2016 postreply 19:18:50