a driver exclusion?
When a policyholder – or an insurance company – takes formal steps to remove a household driver from an auto insurance policy, that's a driver exclusion. For example, an insurance company might want a driver excluded to avoid having to cancel an entire policy if one driver has a bad driving record, a suspended license or too many claims. On the other hand, a policyholder might want to exclude a teen driver if he or she lost driving privileges for not following the rules – or maybe someone in the household received a DUI and no longer has a valid driver's license.
