1， 我兒子15歲，能否上庭。
可以。
2，是她爸爸說的。他並沒有明確說闖紅燈。he just said lt's her fault.
asking him why he said that. Nobody knows, maybe he was just angry with his daughter, or maybe the daughter actually admitted something to him.
3，這個女孩違法上路開車，警察開有罰單，法庭怎樣處理？保險公司是否把此做為一個因素來考慮？
Traffic ticket is merely criminal allegation, itself cannot be used as evidence in related civil case, because of presumption of innocence.
However, if the driver was convicted under this ticket, then the conviction could be used as evidence. However drive without license does not automatically mean she was negligent, and that does not mean you were not at fault.
你有三個案件，一個是交通罰單，是政府指控女孩無照駕駛，和你們沒有很大關係；第二個是兩個保險公司之間的調查，看看是誰的責任，賠多少；第三個是最後對保險公司的調查結果不滿意，去法庭告對方。
My suggestion would be don't worry too far ahead. Tell the truth to the insurance company, see what they offer. If you are unhappy with the offer, then talk to a lawyer.
車壇建議上法庭，可能過早。你能夠證明的損失有什麽？換一輛車，你和兒子的受傷，有沒有醫療記錄？保險公司當然不會一接到你的報告就說，沒問題，都是對方的錯。他們總是要調查一下。你能做的，就是保存所有關於車禍的記錄，以及自己誤工，受傷，等等的損失證據。
