可能是那人買的是州法規定的最低的個人傷害保險，你們德州好像就是如此，

“If you buy insurance to meet the state's financial responsibility law, you must buy at least the minimum amount. The current minimum liability limits are $30,000 for each injured person, up to a total of $60,000 per accident, and $25,000 for property damage per accident. This basic coverage is called 30/60/25 coverage.”

http://www.tdi.texas.gov/pubs/consumer/cb020.html

所有跟帖： 

• 這段我好像有印象看見過。。太少了確實。。像N說的，不一定窮，好像我們德州人都不愛買保險， -慧惠- ♀ (74 bytes) () 12/11/2015 postreply 09:04:18