妻上月車禍,sedan 的 駕車人處被對方碰壞。
She only has Geico Liability Insurance. the other party is with American Family Insurance.
She thinks the third party holds 100% fault for the accident, but turns out AFI only wants to pay her 60% of the total evaluation with cheque after their estimation and demanded she should get collision payment from her own Insurance company Geico after like $500 deduction. But she doesn't have Comprehensive Insurance.
Can she appeal to their decision? to where? Does she need a traffic lawyer if she disagree the decision?
BTW, we are in IL.
thanks in advance