Your husband made a big risky

move to avoid a possible comprehesive collision, the power post or trees on the roadside could kill you all even at 45mph. The right move is just adjust slightly your vehicle to right part of your lane and hold tight your wheel. The damage is a colateral damage which is disputable if there was no direct impact from their car. Maybe you need to resolve it on court or by your own insurance company. Good luck.

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