But for most Chinese girls, that is also normal and not a big thing. If parents are not rich, tell the wife that getting money from parents is not possible.
Why LZ "月供著兩輛車"? I still have one car now, and my wife always take a cab if really needed and I am not around. If I were LZ, I would sell one car, pay off the condo ASAP, and then buy a bigger house, rent out the condo.
Anyway, there are many ways to get finanically independent. Thinking of divorse first doesn't seem to be very responsible, especially after having children