you need talk with attorney. Usually attorney will find out if she has insurance or not. If she doesn't have insurance, then attorney will help you find if she has any property or something else. If she has nothing, then at least she has job right? if she has no money, no job, then you stuck! too bad!
if you live in bay area, email attorney@dslextreme.com
if you live in bay area, email attorney@dslextreme.com