如果cashier's check 也能隨時止付， 戶口有錢與無錢的區別有用嗎？

http://www.ibat.org/legal-ease/2009/13/cashiers-check-stop-payment

Question

Can our customer put a stop payment on a cashier’s check? They think they might have been scammed and we would really like to accommodate them.

Answer

The simple answer is that a stop payment is NOT permitted on a cashier’s check, teller’s check, or certified check regardless of the reasoning behind it! Section 3.411 of the UCC imposes damages against a bank that wrongfully refuses to honor a cashier\'s, teller\'s or certified check or stops pay on one of those. You CAN re-issue these items after 90 days if a party gives you a declaration of loss under section 3.312, asserting that the item is lost, destroyed or stolen.