Ask that your file be flagged with a fraud alert. Add a victim's statement to your report. "My ID has been used to apply for credit fraudulently. Contact me at [your phone number] to verify all applications."
Request a credit report every few months so that you can monitor for fraud.
California law now enables individuals to place a "security freeze" on their credit reports. This essentially prevents anyone from accessing your credit file for any reason, until and unless you instruct the credit bureaus to unfreeze or "thaw" your report. It provides more protection than a fraud alert.
Request a credit report every few months so that you can monitor for fraud.
California law now enables individuals to place a "security freeze" on their credit reports. This essentially prevents anyone from accessing your credit file for any reason, until and unless you instruct the credit bureaus to unfreeze or "thaw" your report. It provides more protection than a fraud alert.
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