My understanding and guess

May not be accurate. Just my reading of the fine lines.

When one rents a vehicle, the renter's own insurance policy covers liability. When the renter got into an accident and was at fault, the renter's insurance would cover the other vehicle's damages.

When one rents a vehicle and purchases the insurance from the rental company, that insurance covers damages to the rental vehicle as secondary insurance. When the renter got into an accident and was at fault, this insurance would cover damages to the rental vehicle.

In this case, it sounds like you were at fault in the accident and your own auto insurrance needs to pay the other party's damages.

所有跟帖： 

• 你這個解釋很有道理，對這件事情我也是這樣理解的。 -Bodd- ♀ (0 bytes) () 11/02/2004 postreply 10:31:41

• 回複：My understanding and guess -U-Haul...- ♀ (204 bytes) () 11/02/2004 postreply 13:53:33

• Call them to inquiry. -Bodd- ♀ (0 bytes) () 11/02/2004 postreply 14:58:27