回複:我老公報了10年稅,如果他放棄綠卡,退休時我能拿到他的退休金嗎?謝謝!

這個問題的答覆是很難說. 依據 Social Security Agency Hand Book Rule 129.1 的規定,除非日後他回沒要求政府給付, Social Security Benefits 是不能自動轉移給其他人. 相關資料

http://www.ssa.gov/OP_Home/handbook/handbook.01/handbook-0129.html

同時依據 IRS 的相關規定,因為他已經繳納所得稅長達十年,就算他日後遷居海外(或是海歸)並且放棄他的永久居留權,他必須一是 file form 8854,所以 IRS and get permission to not be treated as U.S. residents for tax purposes.或是依據 Expatriate Rules 繼而申報他的收入所得,相關說明如下

http://www.taxmeless.com/IRS593Publication.htm

http://www.taxmeless.com/page4.html

否則依據上述 rule 129.2 的相關規定,如果他沒有按時申報他在海外的收入(base on Expatriate Rules),IRS 可以在日後要求由他的 social security benefits 中扣除所欠稅款

至於您本人依據下列的資料您或許可以在他提出要求給付之後,獲得一部份的 SSB

Benefits for Spouses

When a worker files for retirement benefits, the worker's spouse may be eligible for a benefit based on the worker's earnings. Another requirement is that the spouse must be at least age 62 or have a qualifying child in her/his care. By a qualifying child, we mean a child who is under age 16 or who receives Social Security disability benefits.

The spousal benefit can be as much as half of the worker's "primary insurance amount," depending on the spouse's age at retirement. If the spouse begins receiving benefits before "normal (or full) retirement age," the spouse will receive a reduced benefit. However, if a spouse is caring for a qualifying child, the spousal benefit is not reduced.

If a spouse is eligible for a retirement benefit based on his or her own earnings, and if that benefit is higher than the spousal benefit, then we pay the retirement benefit. Otherwise we pay the spousal benefit.

同時您應該閱讀這兩個資料 (第二個資料說明的相當清楚)

http://www.ssa.gov/retire2/yourspouse.htm

http://money.usnews.com/money/retirement/articles/2008/01/09/marriage-and-social-security-benefits

 

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