懇求幫助！虛心求建議！

事情是這樣的。 誠心的求建議！

今年一月我約了醫生。（因為我在另外一個州工作。家人還在這個州， 我是趁 寒假來看家人，想順道見一下我的家庭醫生。）但由於種種原因，後來沒有去見他。

大概三月份，接到這個診所的電話，說我欠了他們 25 刀, which is no show up fee. I explained to the lady who called me and she said that she can take care of it and wave it. Then I didn’t hear from them anymore.  

幾天前， 接到 collection agency’s phone call regarding this $25.

I am very shocked. I called the clinic and wrote them an email regarding this $25. I am requesting them to send collection agency a note to delete this collection action. I didn’t hear from them yet.

I am so worried now since I am very careful about my credit score. This $25 would affect my credit score very much! Credit Score also will affect my mortgage rate and mortgage insurance. I just bought a condo two years ago with 5% down. (Therefore I am paying mortgage insurance.) I am hoping that I will get this mortgage insurance deleted after my principle reach 20%. But bad credit score would make it impossible!

我該怎麽辦呢？ 懇請專家的建議。 不勝感激。

 

 

所有跟帖： 

• 最簡單的辦法：付了這25刀，不值得你這麽誠惶誠恐的。下次不去應該cancel appointment嘛。 -crisps- ♀ (0 bytes) () 07/22/2012 postreply 14:52:45

• 如果您在預約時或是對方有任何明確的說明見諸於文字或是任何語音形式,那麼這個錢您應該付. -單身老貓- ♂ (219 bytes) () 07/22/2012 postreply 17:15:13

• $25小錢， 而且你不占理。 付錢了事，省心。 -baohulu- ♂ (0 bytes) () 07/22/2012 postreply 19:56:52

• 事已至此，交錢不能消災，應死扛到底，投訴該醫生：他們給你賬單了嗎？ -laborlaw- ♂ (0 bytes) () 07/23/2012 postreply 04:14:53

• "事已至此，交錢不能消災"?依據何在？不知道最好不要亂說 -henxiaoloulou- ♀ (0 bytes) () 07/23/2012 postreply 06:39:05

• 這$25應該沒有爭議的，早交早好,其它方法都是勞民傷財的。 -上流Man- ♂ (0 bytes) () 07/23/2012 postreply 21:06:28

• 25塊就當施舍給丐幫啦！25萬就想想辦法吧 -jingxi02- ♀ (0 bytes) () 07/23/2012 postreply 21:57:48

• 回複：懇求幫助！虛心求建議！ -笑死我了2012- ♀ (25 bytes) () 11/10/2012 postreply 14:25:23