Not true. Umbrella insurance's pre-requisite is home or auto in

Not true.  Umbrella insurance's pre-requisite is home or auto insurance.  LZ doesn't have the basic home insurance. 

Also I believe umbrella is mostly for liability not for property damage.

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rite, I home insurance for my own house not for school rental ap -nbee- 給 nbee 發送悄悄話 (0 bytes) () 03/12/2012 postreply 13:09:31

Yes understood. You don't have what is called 'renter/rental in -Lex2004- 給 Lex2004 發送悄悄話 Lex2004 的博客首頁 (92 bytes) () 03/12/2012 postreply 13:10:48

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