請您先仔細讀一下這個資料
http://www.ftc.gov/bcp/edu/pubs/consumer/credit/cre27.pdf
原則上您的第一個問題是必須弄清楚誰是 creditor ? 同時是否有任何 judgement 針對您 ?
請您先仔細讀一下這個資料
http://www.ftc.gov/bcp/edu/pubs/consumer/credit/cre27.pdf
原則上您的第一個問題是必須弄清楚誰是 creditor ? 同時是否有任何 judgement 針對您 ?
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