不管如何，都不是她的錯 如果是路上隻有右拐箭頭，她直行了,那就是她的錯!

I think she is doing the right thing to tell the truth. If you are the one getting hit and the party at fault lying through her teeth, what would you think? The insurance company will still cover the damage, LZ will incur highier premium for the next few years. That's it.